Fall 2010 Newsletter
 

Protect Your Home From Water Damage

We’ve had a few conversations this past year with clients who have experienced water damage. We thought we’d take this opportunity to offer some tips to help you avoid some financial and emotional frustration. Mother Nature can take her toll through prolonged rain or heavy snow; however there are other sources of water that can also cause damage.

Water Shutoff Valves: Know where your shutoff valves for the main water supply, certain appliances, sinks and toilets are located. Shut off your main water supply if you will be away from home for a few days.

Plumbing Pipes: Inspect your plumbing supply and waste lines for leaks, damage or corrosion. Water Heater: The average life span of a water heater is 7 – 10 years. If you notice puddles around your water heater, it may need to be replaced.

Appliance Water Hoses: Washing machines, dishwashers, icemakers, air conditioners and garbage disposals all use water to operate. Inspect them for leaks. Sump Pumps: Most sump pumps last about 10 years. Follow the manufacturer’s instructions for testing and optimal operation.

Bathrooms: Check caulking around tubs and shower stalls to ensure a watertight seal.

Basement: Periodically inspect your foundation walls and floors for cracks that might allow water seepage.

Attics: Ensure there is adequate ventilation in all attic and overhang areas.

Roof: Missing, worn or broken roofing materials may allow water to penetrate and deteriorate the roof structure. Inspect periodically especially the roof flashing for ice damming.

Gutters/Downspouts: If you live in a wooded area, falling leaves may clog the gutters and lead to water backup that could damage your exterior siding. In late fall, clear your gutters.

Grade of Property: Soil should be graded away from the foundation.

Window Wells: Check basement window wells to ensure they are clear of leaves and debris.

Windows/Doors: Inspect windows and exterior doors for proper caulking and weather stripping.

Act Quickly if Water Intrusion Occurs: Label shut off valves so that the water supply can be easily closed in the event of a plumbing leak. Immediately remove standing water and all moist materials, and consult with a building professional.

Taken from the Precept Group Inc & The Chubb Group of Insurance Companies